How much can I invest?
The amount you can invest across all Reg CF campaigns in a 12-month period is capped by law between $2,200 and $107,000 based on your income and net worth. These limits do not apply to accredited Investors, who may invest any amount.
Crowdfunding Investment Limits in a Rolling 12-Month Period
Individuals with annual income or net worth less than $107,000
Can invest the greater of $2,200 or 5 percent of annual income or net worth
Individuals with annual income and net worth of at least $107,000
Can invest the lesser of 10 percent of annual income or net worth (up to $107,000)
Source: U.S. SEC, Investor Bulletin: Crowdfunding Investment Limits Increase
Spouses are allowed to calculate their annual income and net worth jointly. For more on calculating net worth, see this SEC bulletin.
Once you have noted your income and net worth within your Investor profile on Fundify, you'll see a personalized "Investment Limit" with the maximum amount the law allows you to invest in Reg CF campaigns within a rolling 12-month period.
You'll also see your "Remaining Limit," which is a real-time calculation of the amount you may invest in additional Reg CF campaigns at any given time, accounting for investment activity within the last 12 months.
It's important to keep your Investor profile updated with current income, net worth and amount invested in Reg CF campaigns outside the Fundify platform so that we can give you accurate, real-time data.
Investment Minimums for Specific Funding Campaigns
Each Reg CF campaign has investment minimums set by the Startup raising money. Minimums may be as low as $10 on Fundify.